Liberty accident insurance ( Castellano )
11. In case of an increase in risk ( Contents )
The policyholder or the insured must, over the term of the contract, inform the insurer, as soon as possible, of any circumstances that increase the risk and are of such a nature that, had they been known to the insurer when the contract was formed, it would not have been executed or its conditions would have been more severe.
12. Powers of the insurer where there is an increase in risk