Worldwide Health Options (from 2009) (Castellano)
5.5 Cosmetic treatment
Treatment to improve your appearance such as:
· facelift or re-modelled nose
· cosmetic dentristry such as the replacement of a sound, natural tooth with an implant, veneers, etc
· orthodontic treatment over the age of 19 (we pay for orthodontic treatment under the age of 19 if you have bought the Worldwide Wellbeing option)
· removal of surplus fat tissue as liposuction
· hair transplants for any reason
· surgery to change the shape, enhance or reduce your breast(s) for any reason, except reconstruction following treatment for cancer.
We may pay for prophylactic surgery (surgery to remove an organ or gland that shows no signs of disease, in an attempt to prevent development of disease of that organ or gland) when:
· there is a significant family history of the disease, for example ovarian cancer, which is part of a genetic cancer syndrome, and / or
· you have positive results from genetic testing ( please note that we will not pay for the genetic testing).
Please contact us for prior approval before proceeding with treatment. It may be necessary for us to seek a second opinion as part of our approval process. Benefit will not be paid unless prior approval has been received. The limit shown under Worldwide Medical Insurance will apply for prophylactic surgery for congenital and hereditary conditions other than cancer.
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